:root{--paper:#f8f7f2;--white:#fff;--ink:#173e33;--body:#5b6962;--line:#dce2d8;--orange:#b83e1a;--soft:#edf0e8;--mint:#dde7d9;--radius:18px;--shadow:0 18px 60px #173e330c}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Arial,sans-serif;line-height:1.7}h1,h2,h3{letter-spacing:-.045em}h1{font-weight:500}h2{font-weight:500;line-height:1.14}h3{font-weight:500;line-height:1.22}.container{max-width:1320px;padding-inline:48px}.section{padding-block:96px}.section-heading{margin-bottom:42px}.section-heading>.eyebrow,.section-heading>div>.eyebrow{color:var(--orange);margin-bottom:18px}.section-heading p{line-height:1.8}.section-heading .text-link{margin-top:22px}.button{min-height:50px;padding:15px 25px;font-size:13px}.text-link{border-bottom:1px solid #8c9e93;padding-bottom:5px;font-size:13px;font-weight:600;text-decoration:none}.text-link:hover{border-color:var(--orange)}.eyebrow{letter-spacing:.16em;font-size:10px}.small-note{line-height:1.7}.site-header{background:#f8f7f2f2;border-color:#173e3312}.nav-wrap{gap:26px;min-height:88px}.desktop-nav{gap:23px}.desktop-nav>a{font-size:11px;font-weight:500;position:relative}.desktop-nav>a[aria-current]:after{content:"";bottom:0;background:var(--orange);height:2px;position:absolute;inset-inline:0}.brand{font-size:21px}.brand-symbol{border-radius:10px;width:36px;height:36px;font-size:28px}.brand small{letter-spacing:.16em;font-size:6px}.nav-contact{padding:12px 20px;font-size:11px}.language-menu{box-shadow:0 20px 50px #173e331a}.language-menu a[aria-current]{background:var(--soft)}.hero{isolation:isolate;background:linear-gradient(115deg,#f8f7f2 53%,#e8eee2 100%);padding-top:48px;position:relative}.hero:before{content:"";z-index:-1;background-image:radial-gradient(#496b4822 .7px,#0000 .7px);background-size:18px 18px;position:absolute;inset:0 0 0 57%;-webkit-mask-image:linear-gradient(90deg,#0000,#000);mask-image:linear-gradient(90deg,#0000,#000)}.hero-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:72px;min-height:590px}.hero-copy{padding-block:18px 36px}.hero-copy>.eyebrow{max-width:500px;margin-bottom:27px;font-size:9px}.hero h1{letter-spacing:-.055em;font-size:clamp(48px,5.5vw,78px);line-height:1.02}.hero h1>span{color:var(--orange);margin-top:12px;font-size:.98em;font-weight:400;line-height:1.05}.hero-copy>p{max-width:525px;margin-top:28px;font-size:17px;line-height:1.8}.hero-actions{flex-wrap:wrap;gap:20px;margin-top:31px}.hero-actions .button{background:var(--orange);box-shadow:0 5px 14px #b83e1a12}.secondary-hero-link{font-size:12px}.hero-copy>.hero-footnote{color:#677a6e;margin-top:23px;font-size:10px;line-height:1.7}.order-diagram{background:#fffdf8;border:1px solid #dce2d4;border-radius:16px;max-width:470px;margin:20px auto;padding:34px;position:relative;transform:rotate(-1deg);box-shadow:0 26px 70px #234b3210}.order-diagram:before{content:"";z-index:-1;background:#dae4d4;border:1px solid #cddbc7;border-radius:16px;position:absolute;inset:10px -12px -13px 12px;transform:rotate(3deg)}.diagram-label{letter-spacing:.14em;margin-bottom:30px;font-size:8px}.diagram-code{font-family:monospace}.order-diagram h2{letter-spacing:-.05em;max-width:330px;font-size:35px;line-height:1.13}.diagram-caption{max-width:330px;margin-top:14px;font-size:12px;line-height:1.7}.diagram-steps{margin-block:27px 25px}.diagram-step{border-bottom:1px solid #ebeee6;gap:14px;min-height:62px;font-size:12px}.diagram-step:last-child{border:0}.diagram-node{background:#f1f4ed;border:1px solid #dce4d5;border-radius:10px;width:36px;height:36px;font:11px/1 monospace}.node-3{background:var(--ink);color:#fff;border-color:var(--ink)}.diagram-steps:before{background:#dce4d5;inset-inline-start:18px}.diagram-step small{color:#973a1d;background:#f8e7dc;border:0;border-radius:5px;padding:6px;font-size:8px}.diagram-note{background:#f0f3eb;border-radius:7px;gap:10px;padding:13px 12px}.diagram-note p{font-size:10px;line-height:1.6}.diagram-stamp{display:none}.hero-bottom{border-block:1px solid #cbd6c650;justify-content:space-between;align-items:center;gap:40px;margin-top:35px;padding-block:25px;display:flex}.payment-wordmarks{letter-spacing:-.04em;align-items:center;gap:43px;font-size:15px;font-weight:650;display:flex}.payment-wordmarks>span:first-child{font-size:20px}.hero-bottom p{max-width:240px;margin:0;font-size:10px;line-height:1.7}.home-services .service-grid{border:1px solid var(--line);background:var(--white);border-radius:16px;overflow:hidden}.service-card{background:#fff;border-radius:0;padding:32px;transition:background .2s}.service-card:hover{background:#f2f5ed}.service-card+.service-card{border-inline-start:1px solid var(--line)}.service-top{color:#75907c;margin-bottom:42px}.service-top>span{color:#6a7f70;font:11px monospace}.service-card h3{letter-spacing:-.045em;font-size:30px}.service-card p{max-width:290px;margin-top:18px;font-size:14px;line-height:1.85}.service-card .text-link{border:0;gap:0;margin-top:30px;font-size:12px}.service-card .link-circle{display:none}.service-card .text-link:after{content:"";background:currentColor;width:23px;height:1px;margin-inline-start:13px;display:inline-block}.payment-section{background:var(--ink);color:var(--paper)}.payment-section .section-heading h2{max-width:560px;color:var(--paper)}.payment-section .section-heading p{color:#c6d2c7}.payment-section .section-heading .eyebrow{color:#e5aa8f}.payment-section .text-link{color:#f5e3d7;border-color:#778e7e}.payment-grid{background:#244c3e;border:1px solid #68816e50;border-radius:16px;grid-template-columns:1.04fr 1fr;gap:0;display:grid;overflow:hidden}.payment-card{min-width:0;box-shadow:none;background:0 0;border:0;border-radius:0;padding:25px 30px}.payment-card-0{background:#32534055;border-inline-end:1px solid #68816e50;flex-direction:column;grid-row:span 3;padding:42px;display:flex}.payment-name{letter-spacing:-.05em;min-height:0;color:var(--paper);justify-content:space-between;align-items:center;font-size:23px;font-weight:600;display:flex}.payment-number{opacity:.5;font:10px monospace}.payment-card-0 .payment-name{font-size:43px;font-weight:550}.payment-card h3{letter-spacing:0;color:#f0e1d4;margin-top:13px;font-size:13px;line-height:1.5}.payment-card p{color:#c7d4c8;max-width:440px;margin-top:9px;font-size:12px;line-height:1.8}.payment-card-0 h3{letter-spacing:-.03em;margin-top:auto;padding-top:66px;font-size:22px}.payment-card-0 p{max-width:340px;margin-top:14px;font-size:15px;line-height:1.85}.payment-card-1,.payment-card-2{border-bottom:1px solid #68816e50}.payment-grid-full{background:var(--ink)}.payment-grid-full .payment-card-0{background:#244b3b}.mode-section{padding-bottom:88px}.mode-grid{gap:22px}.mode-card{border:1px solid var(--line);box-shadow:none;background:0 0;border-radius:14px;padding:32px}.mode-card h3{max-width:430px;font-size:29px}.mode-card p{font-size:14px;line-height:1.85}.mode-card .eyebrow{letter-spacing:0;margin-bottom:26px;font-family:monospace;font-size:11px}.mode-card .button{min-height:45px;margin-top:24px;font-size:12px}.mode-section .mode-card:first-child{background:#e9eee2}.home-process{padding-top:80px}.steps-grid{gap:36px}.step-number{letter-spacing:-.05em;color:#abb8a6;font-family:Georgia,serif;font-size:49px;font-style:italic;font-weight:400}.steps-grid li{border-top:1px solid #c8d2c4;padding-top:27px}.steps-grid h3{margin-top:5px;font-size:24px;line-height:1.25}.steps-grid p{margin-top:15px;font-size:13px;line-height:1.85}.process-links{flex-wrap:wrap;gap:30px;margin-top:40px;display:flex}.cost-section{background:#ecefe5}.cost-grid{grid-template-columns:.85fr 1.15fr;gap:90px}.cost-grid h2{max-width:330px}.cost-grid .section-heading>p{font-size:15px;line-height:1.9}.fee-ledger{border-top:1px solid #bbc9b6}.fee-row{grid-template-columns:32px 1fr 1.3fr;align-items:start;gap:20px;padding-block:23px}.fee-index{color:#788973;margin-top:6px;font:10px monospace}.fee-row h3{letter-spacing:-.02em;font-size:17px;line-height:1.45}.fee-row p{font-size:12px;line-height:1.8}.faq-section{gap:100px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{letter-spacing:-.015em;padding-block:22px;font-size:16px;font-weight:500;line-height:1.5}.faq-list details p{max-width:620px;font-size:14px;line-height:1.9}.contact-cta{color:var(--ink);background:#e4e9dd;border-top:1px solid #d3decb;padding-block:68px}.cta-inner h2{color:var(--ink);max-width:760px;font-size:43px}.cta-inner p{color:#586e5d;max-width:650px;font-size:15px;line-height:1.85}.contact-cta .button{background:var(--ink);color:#fff;white-space:nowrap}.contact-cta .button svg{display:none}.site-footer{color:#f7f6ed;background:#123529;padding-top:65px}.footer-grid{grid-template-columns:1.65fr 1fr 1fr .9fr;gap:50px}.site-footer .brand{color:#f5f2e8}.site-footer .brand-symbol{color:#163c2e;background:#e9eddf}.site-footer .brand-number{color:#e9986d}.footer-brand p{color:#b9c9bb;max-width:310px;font-size:13px;line-height:1.9}.footer-grid h3{letter-spacing:.1em;text-transform:uppercase;color:#e1e9db;margin-bottom:23px;font-size:10px;font-weight:600}.footer-grid a:not(.brand){color:#b9c9bb;font-size:12px;line-height:1.7}.footer-grid a:hover{color:#fff}.footer-contact{gap:9px!important}.footer-languages{color:#d0dace;border-color:#78917c45;gap:24px;margin-top:48px;padding-block:26px;font-size:11px}.footer-bottom{color:#a0b8a5;border-color:#78917c45;padding-block:23px;font-size:10px}.footer-bottom p{color:#a0b8a5;max-width:650px;font-size:10px;line-height:1.8}.floating-chat{color:#fff;background:#1b4c39;border-color:#72967d;box-shadow:0 6px 24px #173c3318}.back-top{border-color:var(--line)}.order-diagram{background:#e3ecd9;transform:none;box-shadow:10px 12px #fffdf8,11px 13px #d4decc,0 24px 65px #173e330c}.order-diagram:before{display:none}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.journal-hero{background:linear-gradient(160deg,#f8f7f2 40%,#e9eee3);padding:35px 0 75px}.journal-hero .breadcrumb{margin-bottom:53px}.breadcrumb{color:#79897e;flex-wrap:wrap;gap:12px;font-size:11px;line-height:1.6;display:flex}.breadcrumb a:hover{color:var(--orange)}.journal-intro{grid-template-columns:1.15fr .85fr;align-items:end;gap:70px;margin-bottom:45px;display:grid}.journal-intro h1{letter-spacing:-.055em;max-width:750px;margin-top:18px;font-size:clamp(46px,5.1vw,68px);line-height:1.04}.journal-intro>p{justify-self:end;max-width:380px;font-size:15px;line-height:1.9}.journal-feature-label{text-transform:uppercase;letter-spacing:.12em;border-top:1px solid #cad5c5;justify-content:space-between;margin-bottom:16px;padding-top:18px;font-size:10px;font-weight:600;display:flex}.journal-feature-label>span:last-child{letter-spacing:0;color:#71856e;font-family:monospace;font-weight:400}.editorial-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;display:grid}.editorial-card{border:1px solid var(--line);background:var(--white);border-radius:14px;min-width:0;transition:border-color .2s,box-shadow .2s;display:flex;overflow:hidden}.editorial-card:hover{border-color:#aabda5;box-shadow:0 15px 36px #173c330a}.editorial-card-link{flex-direction:column;width:100%;height:100%;display:flex;outline-offset:6px!important}.editorial-card-content{flex-direction:column;flex:1;min-width:0;padding:26px;display:flex}.guide-meta{color:#7a887d;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;font-size:9px;line-height:1.6;display:flex}.guide-category{color:var(--orange);font-weight:600}.editorial-card h3{letter-spacing:-.04em;margin-top:15px;font-size:25px;line-height:1.23}.editorial-card p{-webkit-line-clamp:3;-webkit-box-orient:vertical;margin-top:15px;font-size:12px;line-height:1.85;display:-webkit-box;overflow:hidden}.editorial-read{text-underline-offset:5px;align-self:flex-start;margin-top:auto;padding-top:25px;font-size:11px;font-weight:600;line-height:1.5;-webkit-text-decoration:underline #a5b2a1;text-decoration:underline #a5b2a1}.editorial-card-featured{background:#fffdf8;border:1px solid #d3decf;box-shadow:0 10px 25px #234b3205}.editorial-card-featured .editorial-card-link{grid-template-columns:1fr 1fr;align-items:stretch;display:grid}.editorial-card-featured .editorial-card-content{justify-content:center;padding:43px 45px}.editorial-card-featured h3{max-width:490px;margin-top:27px;font-size:clamp(28px,2.5vw,38px);line-height:1.15}.editorial-card-featured p{max-width:460px;margin-top:22px;font-size:14px;line-height:1.9;display:block}.editorial-card-featured .editorial-read{margin-top:27px;padding-top:0}.editorial-card-featured .guide-meta{font-size:10px}.editorial-card-featured .editorial-art{border:0;border-inline-end:1px solid #cbd8c5;height:100%;min-height:340px}.editorial-art{isolation:isolate;color:#264c3b;background:#e9eee2;border-bottom:1px solid #d6e0ce;flex-direction:column;justify-content:space-between;height:215px;min-height:180px;padding:20px 23px;display:flex;position:relative;overflow:hidden}.art-edition{letter-spacing:.02em;z-index:2;justify-content:space-between;font-family:monospace;font-size:8px;font-weight:500;display:flex}.art-edition>span{opacity:.65}.art-baseline{opacity:.6;align-self:flex-end;gap:4px;display:flex}.art-baseline i{background:currentColor;width:14px;height:3px}.art-baseline i:nth-child(2){width:29px}.editorial-art-3{background:#dce8d1}.art-names{letter-spacing:-.05em;flex-direction:column;align-self:center;align-items:flex-start;gap:10px;max-width:100%;margin:auto 0;padding-block:0;font-size:24px;font-weight:500;line-height:1.35;display:flex;transform:rotate(-5deg)}.art-names>span{white-space:nowrap;background:#fbfaf4;border:1px solid #cbd9bd;padding:7px 15px;box-shadow:3px 5px #bdcfad66}.art-names>span:nth-child(2){transform:translate(15px)}.art-names>span:nth-child(3){background:var(--ink);border-color:var(--ink);color:#fff;transform:translate(-4px)}.art-name-dot{vertical-align:middle;background:#ed9c6d;border-radius:50%;width:7px;height:7px;margin-left:15px;display:inline-block}.editorial-art-large .art-names{gap:15px;font-size:36px}.editorial-art-large .art-names>span{padding:9px 20px}.editorial-art-4{color:#984025;background:#f0dfd0}.art-payment{flex-direction:column;flex:1;justify-content:center;align-items:center;line-height:1.15;display:flex}.art-payment>span{letter-spacing:-.08em;font-size:70px;font-weight:600;position:relative}.art-payment-dot{background:var(--ink);border-radius:50%;width:12px;height:12px;margin-left:10px;display:inline-block}.art-payment>div{border-top:1px solid #bc9c86;justify-content:space-between;width:70%;margin-top:10px;padding-top:12px;font:12px monospace;display:flex}.editorial-art-2{color:#33533c;background:#e6eadf}.art-ledger{background:#fbfbf5;border:1px solid #cbd5c5;align-self:center;width:78%;margin:auto;padding:12px 18px;transform:rotate(-5deg);box-shadow:6px 8px #cdd9c144}.art-ledger>div{border-bottom:1px solid #e1e6db;justify-content:space-between;align-items:center;gap:20px;padding:10px 0;display:flex}.art-ledger>div:last-child{border:0}.art-ledger i{background:#7d9373;height:3px;display:block}.art-ledger span{font:8px monospace}.editorial-art-5{background:#e9e6d9}.art-list{background:#faf9ef;border:1px solid #d2d3be;align-self:center;width:65%;max-width:220px;margin:auto;padding:20px;transform:rotate(4deg);box-shadow:7px 7px #c1c5ae50}.art-list>span{letter-spacing:-.04em;margin-bottom:17px;font-size:24px;font-weight:600;line-height:1;display:block}.art-list>div{align-items:center;gap:12px;margin-top:12px;display:flex}.art-list>div>span{border:1px solid #698367;width:8px;height:8px}.art-list>div>i{background:#acb899;flex:1;height:3px}.editorial-art-0{background:#e4ebdf}.editorial-art-1{background:#e9dfce}.art-parcels{width:200px;max-width:85%;height:125px;margin:auto;position:relative;transform:rotate(-5deg)}.art-parcels>span{background:#c9d8bb;border:1px solid #91a77f;width:86px;height:78px;position:absolute;box-shadow:7px 7px #b6c9a5}.art-parcels>span:before{content:"";background:#e6ecd83d;border-inline:1px solid #90a17b55;position:absolute;inset:0 36%}.art-parcels>span:after{content:"";background:#eff2e8;border:1px solid #b1bda1;width:25px;height:13px;position:absolute;bottom:10px;left:10px}.art-parcels>span:first-child{top:22px;left:4px;transform:rotate(-7deg)}.art-parcels>span:nth-child(2){background:#d5ddc8;top:35px;right:4px;transform:rotate(8deg)}.art-parcels>span:nth-child(3){background:#ead8bf;border-color:#c2ae8f;width:67px;height:60px;top:-4px;left:62px;box-shadow:5px 5px #cabb9c}.art-parcels-1>span:first-child{background:#d7bd98;border-color:#b39b77;box-shadow:6px 6px #bcaa8d}.art-parcels-1>span:nth-child(2){background:#e4cfae;border-color:#bba17b;box-shadow:6px 6px #c0b191}.editorial-art-large .art-parcels{max-width:65%;transform:scale(1.35)rotate(-5deg)}.editorial-art-large .art-payment>span{font-size:106px}.editorial-art-large .art-ledger{max-width:330px;padding:22px 30px}.editorial-art-large .art-ledger>div{padding-block:15px}.editorial-art-large .art-list{max-width:270px;padding:30px}.home-journal{background:#f0f1e9}.blog-library{padding-top:75px}.library-toolbar{flex-direction:column;gap:24px;display:flex}.category-filters{flex-wrap:wrap;gap:8px;display:flex}.category-filters button{color:var(--body);background:0 0;border:1px solid #d1dacb;border-radius:100px;align-items:center;gap:9px;min-height:43px;padding:10px 17px;font-size:12px;display:flex}.category-filters button>span{color:inherit;opacity:.7;font:10px monospace}.category-filters button[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:#fff}.category-filters button:hover:not([aria-pressed=true]){background:var(--soft)}.library-search{color:#6d846b;border-bottom:1px solid #bccbb5;align-items:center;gap:13px;max-width:100%;padding:4px 0 12px;display:flex}.library-search input{width:100%;min-width:0;color:var(--ink);background:0 0;border:0;padding:8px 0;font-size:15px;outline-offset:8px!important}.library-search input::placeholder{color:#8c9a89}.library-result-line{color:#83907c;justify-content:space-between;align-items:center;min-height:25px;margin:22px 0 27px;font:11px/1.6 monospace;display:flex}.library-result-line .text-button{font-size:11px}.library-empty{text-align:center;border:1px dashed #b9c9b0;border-radius:14px;padding:70px 30px}.library-empty h3{margin-bottom:25px;font-size:27px}.journal-tools{border-block:1px solid var(--line);justify-content:space-between;align-items:center;gap:50px;margin-bottom:80px;padding-block:50px;display:flex}.journal-tools h2{margin-top:15px;font-size:36px}.journal-tools p{max-width:680px;margin-top:17px;font-size:14px;line-height:1.8}.journal-tools .button{flex-shrink:0}.page-hero{background:#edf0e6;border-bottom:1px solid #d9e1d2;padding-block:28px 63px}.page-hero>.container>.eyebrow{color:var(--orange);margin-bottom:19px}.page-hero .breadcrumb{margin-bottom:40px}.page-hero h1{max-width:900px;font-size:clamp(42px,4.7vw,64px);line-height:1.08}.page-hero p{max-width:760px;margin-top:22px;font-size:17px;line-height:1.85}.page-hero-actions{gap:25px;margin-top:28px}.detail-content{gap:75px;padding-block:70px}.detail-aside{padding-top:13px}.detail-aside ol{font-size:12px;line-height:1.8}.detail-blocks article{border-top:1px solid var(--line);padding-block:32px}.detail-blocks h2{letter-spacing:-.04em;font-size:32px;line-height:1.2}.detail-blocks p{font-size:15px;line-height:1.95}.block-index{color:#8d9b83;margin-top:5px;font:11px monospace}.detail-aside .eyebrow{color:var(--orange)}.policy-note{border-radius:9px;line-height:1.9}.readiness-section{background:#eef2e8;border-radius:12px;margin-block:30px;padding:30px 36px}.readiness-section h2{font-size:30px}.readiness-section li{font-size:14px}.worksheet-card{box-shadow:none;border-radius:13px;padding:30px}.worksheet-card h2{font-size:29px}.worksheet-card li{font-size:13px}.approval-list h3{font-size:27px}.approval-list p{font-size:15px;line-height:1.9}.checkout-grid article{background:#fafbf5;border:1px solid #d3ddcb;border-radius:12px}.destination-grid h3{font-size:26px}.request-builder{box-shadow:none;border:1px solid #d1ddc6;border-radius:17px}.request-builder h2{font-size:38px}.request-fields input,.request-fields select,.request-fields textarea{border-color:#cbd6c5;border-radius:7px}.request-preview{background:#f7f9f1;border:1px solid #d8e1d0;border-radius:11px}.contact-methods{border-top:1px solid var(--line);padding-top:65px}.qr-figure{border:1px solid var(--line);background:#fff;border-radius:12px;padding:15px}.article-hero{border-bottom:1px solid var(--line);background:#f0f2e9;padding-block:31px 65px}.article-hero .breadcrumb{margin-bottom:48px}.article-hero-grid{grid-template-columns:minmax(0,1.9fr) minmax(0,1fr);align-items:center;gap:65px;display:grid}.article-hero-grid>div:first-child>.eyebrow{color:var(--orange);margin-bottom:20px}.article-hero h1{letter-spacing:-.045em;max-width:790px;font-size:clamp(37px,4vw,55px);line-height:1.1}.article-hero p{max-width:760px;margin-top:25px;font-size:16px;line-height:1.9}.article-hero-grid>.editorial-art{border:1px solid #d4dfcc;border-radius:13px;height:290px}.article-hero-grid .art-names{font-size:27px}.article-hero-grid .art-names>span{padding:7px 12px}.article-byline{color:#6f836e;flex-wrap:wrap;align-items:center;gap:14px;margin-top:29px;font-size:10px;display:flex}.article-byline>span:last-child{width:100%;margin-top:-8px;padding-inline-start:42px;font-size:9px}.author-mark{background:var(--ink);color:#fff;letter-spacing:-2px;border-radius:8px;justify-content:center;align-items:center;width:29px;height:29px;font-size:15px;font-weight:700;display:flex}.article-layout{grid-template-columns:220px minmax(0,1fr);gap:85px;padding-top:0}.article-toc{gap:16px;padding-top:60px;top:115px}.article-toc .eyebrow{letter-spacing:.12em;font-size:9px;line-height:1.6}.article-toc>a{border-color:#d9e2d3;padding-inline-start:14px;font-size:12px;line-height:1.65}.article-toc>a[aria-current]{color:var(--ink);border-inline-start:2px solid var(--orange);font-weight:600}.reading-progress{width:100%;margin-bottom:6px;display:flex}.reading-progress progress{appearance:none;background:#e0e7d8;border:0;width:100%;height:3px}.reading-progress progress::-webkit-progress-bar{background:#e0e7d8}.reading-progress progress::-webkit-progress-value{background:var(--orange)}.reading-progress progress::-moz-progress-bar{background:var(--orange)}.article-share{border:0;border-top:1px solid var(--line);text-align:start;color:var(--ink);background:0 0;align-items:center;gap:9px;margin-top:15px;padding:12px 0;font-size:11px;display:flex}.article-toc>.small-note{min-height:20px;font-size:10px}.article-layout .guide-body{max-width:790px;padding-top:60px}.article-keypoints{background:#edf1e7;border:1px solid #d9e1d2;border-radius:11px;margin-bottom:48px;padding:26px 30px}.article-keypoints>.eyebrow{color:var(--ink);font-size:10px}.article-keypoints ul{gap:12px;margin:19px 0 0;padding-inline-start:18px;display:grid}.article-keypoints li{color:#566e56;padding-inline-start:6px;font-size:13px;line-height:1.85}.guide-body>.article-section{margin:0;padding-block:6px 37px;scroll-margin-top:115px}.article-section-heading{grid-template-columns:28px 1fr;align-items:start;gap:15px;margin-bottom:20px;display:grid}.article-section-heading>span{color:#98a38c;margin-top:8px;font:11px monospace}.article-layout .guide-body .article-section h2{letter-spacing:-.035em;margin:0;font-size:30px;line-height:1.25}.article-layout .guide-body .article-section p{color:#56655b;margin:0;padding-inline-start:43px;font-size:16px;line-height:1.95}.guide-takeaway{background:#eef3e5;border:1px solid #cad8bf;border-radius:12px;margin-top:10px;padding:30px}.guide-takeaway>.eyebrow{color:var(--orange);margin-bottom:18px}.guide-takeaway h2{font-size:30px;line-height:1.2}.guide-takeaway p{font-size:14px!important;line-height:1.9!important}.guide-takeaway .button{font-size:11px}.source-notes{margin-top:40px;padding-top:28px}.source-notes>.eyebrow{font-size:10px}.guide-body .source-notes p{font-size:12px;line-height:1.9}.source-notes li a{color:#58725b;font-size:12px;line-height:1.8}.guide-related{border-top:1px solid var(--line);margin-block:35px 0;padding-top:25px;font-size:13px}.guide-related .eyebrow{font-size:9px}.article-next{border-top:1px solid var(--line);margin-top:55px}.article-next .editorial-grid,.related-reading>.editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-next h2{font-size:37px}.legal-content{max-width:1150px}.legal-content .detail-blocks p{max-width:760px}.official-sources{gap:20px;padding-block:25px 50px;font-size:12px;line-height:1.9}@media (min-width:1101px){.library-toolbar{grid-template-columns:1fr 270px;align-items:center;gap:25px;display:grid}.category-filters{gap:6px}.category-filters button{padding-inline:13px;font-size:11px}.library-search{padding-bottom:3px}.library-search input{font-size:12px}.home-journal .editorial-card h3{font-size:25px}}@media (max-width:1200px){.desktop-nav{gap:14px}.desktop-nav>a{font-size:10px}.container{padding-inline:35px}.nav-wrap{gap:20px}.hero-grid{gap:45px}.hero h1{font-size:66px}.payment-wordmarks{gap:32px}.editorial-grid{gap:22px}.editorial-card-content{padding:23px}.art-names{font-size:22px}.editorial-card-featured .editorial-card-content{padding:33px}.article-hero-grid{gap:35px}.article-layout{grid-template-columns:200px minmax(0,1fr);gap:55px}.footer-grid{gap:30px}}@media (max-width:1050px){.desktop-nav{display:none}.menu-toggle{display:flex}.container{padding-inline:30px}.hero h1{font-size:58px}.hero-grid{gap:35px;min-height:550px}.order-diagram{padding:27px}.order-diagram h2{font-size:31px}.hero-copy>p{font-size:15px}.hero-copy>.eyebrow{font-size:8px}.hero-actions{gap:16px}.hero-actions .button{font-size:12px}.payment-wordmarks{gap:23px}.hero-bottom{gap:25px}.service-card{padding:27px}.service-card h3{font-size:26px}.payment-card-0{padding:34px}.payment-card-0 .payment-name{font-size:35px}.cost-grid{gap:50px}.editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.editorial-grid-three{grid-template-columns:repeat(3,minmax(0,1fr))}.editorial-grid-three .editorial-art{height:175px}.editorial-grid-three .art-names{font-size:18px}.editorial-grid-three .editorial-card-content{padding:21px}.editorial-grid-three .editorial-card h3{font-size:22px}.journal-intro{gap:45px}.journal-intro h1{font-size:55px}.editorial-card-featured h3{font-size:30px}.editorial-card-featured .editorial-art{min-height:330px}.editorial-art-large .art-names{font-size:28px}.article-hero h1{font-size:43px}.article-hero-grid{grid-template-columns:1.6fr 1fr}.article-hero-grid>.editorial-art{height:250px}.article-hero-grid .art-names{font-size:21px}.article-layout{grid-template-columns:175px minmax(0,1fr);gap:38px}.article-layout .guide-body .article-section h2{font-size:28px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer-brand{grid-column:1/-1;max-width:100%;display:block}.footer-brand>p{max-width:600px;margin-block:24px}.footer-brand .footer-contact{margin-block:13px}}@media (max-width:800px){.section{padding-block:65px}.nav-wrap{min-height:80px}.hero{padding-top:25px}.hero-grid{grid-template-columns:1fr;gap:15px;min-height:0;display:grid}.hero-copy{max-width:650px;padding-bottom:20px}.hero h1{max-width:650px;font-size:65px}.hero-copy>.eyebrow{font-size:9px}.hero-copy>p{max-width:580px;font-size:17px}.hero-actions{flex-direction:row;align-items:center}.hero-copy>.hero-footnote{font-size:10px}.order-diagram{width:90%;max-width:530px;margin:10px auto 30px;padding:30px}.order-diagram h2{max-width:430px}.diagram-step{min-height:55px}.diagram-steps{margin-block:20px}.hero-bottom{flex-direction:column;align-items:flex-start;gap:15px;margin-top:25px;padding-block:22px}.hero-bottom p{width:auto;max-width:none}.payment-wordmarks{flex-wrap:wrap;gap:30px;font-size:14px}.payment-wordmarks>span:first-child{font-size:19px}.section-heading{margin-bottom:32px}.section-heading .eyebrow{margin-bottom:13px}.split-heading{grid-template-columns:1fr;gap:20px}.service-grid{grid-template-columns:1fr}.service-card{padding:28px 30px;position:relative}.service-card+.service-card{border-inline-start:0;border-top:1px solid var(--line)}.service-top{margin-bottom:20px}.service-card h3{font-size:29px}.service-card p{max-width:600px}.service-card .text-link{margin-top:22px}.payment-card-0{padding:32px}.payment-card{padding:22px}.payment-card p{font-size:12px}.payment-card-0 p{font-size:14px}.payment-card-0 .payment-name{font-size:33px}.mode-card{padding:27px}.mode-card h3{font-size:28px}.steps-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:35px}.steps-grid h3{font-size:24px}.cost-grid{grid-template-columns:1fr;gap:35px}.cost-grid h2{max-width:none}.fee-row{grid-template-columns:26px 1fr 1.4fr}.faq-section{grid-template-columns:1fr;gap:30px}.cta-inner{align-items:flex-start;gap:25px}.cta-inner h2{font-size:38px}.footer-grid{grid-template-columns:1fr 1fr 1fr}.site-footer{padding-top:45px}.floating-actions{background:var(--paper);min-height:63px}.floating-chat{box-shadow:none;font-size:11px}.journal-hero{padding-block:26px 48px}.journal-hero .breadcrumb{margin-bottom:35px}.journal-intro{grid-template-columns:1fr;gap:23px;margin-bottom:35px}.journal-intro h1{max-width:600px;font-size:55px}.journal-intro>p{justify-self:start;max-width:630px;font-size:15px}.editorial-card-featured .editorial-card-link{grid-template-columns:1fr 1fr}.editorial-card-featured .editorial-art{min-height:340px}.editorial-art-large .art-names{font-size:25px}.editorial-card-featured .editorial-card-content{padding:28px}.editorial-card-featured h3{margin-top:20px;font-size:28px}.editorial-card-featured p{margin-top:17px;font-size:13px;line-height:1.8}.editorial-card-featured .guide-meta{font-size:9px}.editorial-card-featured .editorial-read{margin-top:23px}.editorial-grid-three{grid-template-columns:1fr}.editorial-grid-three .editorial-card-link{grid-template-columns:180px 1fr;display:grid}.editorial-grid-three .editorial-art{height:100%;min-height:210px}.editorial-grid-three .editorial-card h3{font-size:24px}.editorial-grid-three .art-names{font-size:16px}.editorial-grid-three .art-names>span{padding:5px 8px}.journal-tools{flex-direction:column;align-items:flex-start;gap:25px;margin-bottom:55px;padding-block:40px}.journal-tools h2{font-size:33px}.page-hero{padding-block:25px 47px}.page-hero h1{max-width:680px;font-size:47px}.page-hero p{font-size:16px}.detail-content{gap:25px;padding-block:45px}.detail-blocks article{padding-block:28px}.detail-blocks h2{font-size:29px}.readiness-section{max-width:calc(100% - 60px);margin-inline:auto;padding:25px 30px}.article-hero{padding-block:25px 45px}.article-hero .breadcrumb{margin-bottom:32px}.article-hero-grid{grid-template-columns:1fr;gap:25px}.article-hero h1{font-size:47px}.article-hero-grid>.editorial-art{max-width:100%;height:250px;margin-top:8px}.article-hero-grid .art-names{flex-direction:row;gap:12px;font-size:30px;transform:rotate(-3deg)}.article-hero-grid .art-names>span{padding:7px 13px}.article-hero-grid .art-names>span:nth-child(2){transform:translateY(8px)}.article-hero-grid .art-names>span:nth-child(3){transform:translateY(-7px)}.article-layout{display:block}.article-toc{border-bottom:1px solid var(--line);gap:12px;padding-block:30px;position:static}.reading-progress{display:none}.article-share{align-self:flex-start;margin-top:4px;padding-block:15px}.article-toc>.small-note:empty{display:none}.article-layout .guide-body{max-width:none;padding-top:35px}.article-layout .guide-body .article-section p{padding-inline-start:0;font-size:16px;line-height:1.95}.article-keypoints{padding:24px 27px}.article-next .editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-next{margin-top:40px}.article-section-heading{grid-template-columns:25px 1fr}.source-notes{margin-top:30px}.guide-related{margin-top:28px}.article-byline>span:last-child{width:auto;margin:0;padding:0}.article-byline{gap:12px}.contact-methods{padding-top:45px}}@media (max-width:520px){.container{padding-inline:21px}.nav-wrap{gap:12px;min-height:75px}.brand{font-size:18px}.brand-symbol{border-radius:8px;width:31px;height:31px;font-size:25px}.brand small{letter-spacing:.12em;font-size:5px}.nav-contact{display:none}.hero{padding-top:23px}.hero h1{letter-spacing:-.055em;font-size:48px;line-height:1.04}.hero h1>span{margin-top:11px;line-height:1.08}.hero-copy{padding-top:7px}.hero-copy>.eyebrow{letter-spacing:.1em;margin-bottom:24px;font-size:8px;line-height:1.7}.hero-copy>p{margin-top:23px;font-size:15px;line-height:1.9}.hero-actions{flex-direction:column;align-items:flex-start;gap:18px;margin-top:26px}.hero-actions .button{padding:15px 22px;font-size:12px}.hero-copy>.hero-footnote{margin-top:22px;font-size:9px}.secondary-hero-link{font-size:11px}.order-diagram{width:calc(100% - 14px);margin:5px auto 28px;padding:25px 22px}.order-diagram h2{font-size:29px}.diagram-caption{font-size:12px}.diagram-label{margin-bottom:24px;font-size:7px}.diagram-step{gap:12px;min-height:56px;font-size:11px}.diagram-node{border-radius:9px;width:33px;height:33px}.diagram-step small{padding:5px;font-size:7px}.diagram-steps:before{inset-inline-start:16px}.diagram-note{padding:11px 10px}.diagram-note p{font-size:9px}.hero-bottom{margin-top:5px;padding-block:20px}.payment-wordmarks{gap:15px;font-size:12px}.payment-wordmarks>span:first-child{font-size:16px}.hero-bottom p{font-size:9px}.section{padding-block:54px}.section-heading h2{font-size:33px;line-height:1.15}.section-heading p{font-size:14px;line-height:1.85}.section-heading>.eyebrow,.section-heading>div>.eyebrow{margin-bottom:12px;font-size:9px}.service-card{padding:25px}.service-card h3{font-size:28px}.service-card p{font-size:13px}.payment-grid{grid-template-columns:1fr;display:grid}.payment-card-0{border:0;border-bottom:1px solid #68816e50;grid-row:auto;padding:28px}.payment-card-0 .payment-name{font-size:37px}.payment-card-0 h3{padding-top:36px;font-size:20px}.payment-card-0 p{font-size:13px}.payment-card{padding:24px 26px}.payment-name{font-size:22px}.payment-card h3{margin-top:14px;font-size:12px}.payment-card p{font-size:12px;line-height:1.85}.payment-number{font-size:9px;display:block}.mode-card h3{font-size:27px}.mode-card p{font-size:13px}.mode-card{padding:25px}.mode-card .button{min-height:44px;font-size:11px}.steps-grid{gap:28px 20px}.steps-grid li{padding-top:22px}.steps-grid h3{font-size:22px}.steps-grid p{font-size:12px;line-height:1.9}.step-number{margin-bottom:16px;font-size:42px}.fee-row{grid-template-columns:22px 1fr;gap:10px 13px;padding-block:21px}.fee-row h3{font-size:17px}.fee-row p{grid-column:2;font-size:12px;line-height:1.85}.fee-index{font-size:9px}.cost-grid{gap:20px}.process-links{gap:25px;margin-top:30px}.text-link{font-size:12px}.faq-list summary{padding-block:20px;font-size:15px}.faq-list details p{font-size:13px}.cta-inner h2{font-size:33px;line-height:1.15}.cta-inner p{font-size:14px;line-height:1.8}.contact-cta{padding-block:48px}.site-footer{padding-top:43px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 24px}.footer-brand>p{max-width:330px;font-size:13px}.footer-grid>div:last-child{grid-column:auto}.footer-grid h3{margin-bottom:17px;font-size:9px;line-height:1.6}.footer-grid a:not(.brand){font-size:11px}.footer-languages{gap:18px;margin-top:32px;font-size:10px}.footer-bottom{padding-block:22px;font-size:9px}.footer-bottom p{font-size:9px;line-height:1.85}.floating-actions{min-height:62px;padding-inline:16px}.floating-chat{min-height:43px;padding:10px 14px;font-size:10px}.back-top{width:43px;min-height:43px}.journal-hero{padding-top:25px}.journal-hero .breadcrumb{margin-bottom:33px;font-size:10px}.journal-intro{gap:22px;margin-bottom:30px}.journal-intro h1{letter-spacing:-.05em;margin-top:18px;font-size:42px;line-height:1.08}.journal-intro .eyebrow{font-size:9px}.journal-intro>p{font-size:14px;line-height:1.85}.journal-feature-label{padding-top:16px;font-size:9px}.editorial-card-featured .editorial-card-link{display:flex}.editorial-card-featured .editorial-art{border-inline-end:0;border-bottom:1px solid #cbd8c5;height:235px;min-height:235px}.editorial-card-featured .editorial-card-content{padding:27px}.editorial-card-featured h3{margin-top:20px;font-size:29px;line-height:1.2}.editorial-card-featured p{font-size:13px;line-height:1.9}.editorial-art-large .art-names{gap:8px;font-size:29px}.editorial-art-large .art-names>span{padding:5px 14px}.editorial-grid{grid-template-columns:1fr;gap:23px}.editorial-card h3{font-size:26px}.editorial-card p{font-size:13px}.editorial-card-content{padding:25px}.editorial-card .editorial-art{height:210px}.editorial-card-featured .editorial-art{height:235px}.art-names{font-size:25px}.art-payment>span{font-size:75px}.editorial-grid-three .editorial-card-link{display:flex}.editorial-grid-three .editorial-art{height:195px;min-height:195px}.editorial-grid-three .editorial-card h3{font-size:26px}.editorial-grid-three .art-names{font-size:25px}.editorial-grid-three .editorial-card-content{padding:25px}.guide-meta{font-size:9px}.library-toolbar{gap:21px}.category-filters{gap:7px}.category-filters button{min-height:40px;padding:9px 13px;font-size:10px}.library-search input{font-size:13px}.library-result-line{margin-block:21px;font-size:10px}.journal-tools{margin-bottom:50px;padding-block:36px}.journal-tools h2{font-size:30px}.journal-tools p{font-size:13px}.page-hero h1{letter-spacing:-.045em;font-size:38px;line-height:1.13}.page-hero p{margin-top:22px;font-size:15px;line-height:1.9}.page-hero .breadcrumb{margin-bottom:30px;font-size:10px}.page-hero>.container>.eyebrow{margin-bottom:17px;font-size:9px}.page-hero-actions{gap:19px;margin-top:28px}.page-hero-actions .button{font-size:12px}.detail-content{gap:20px;padding-block:35px}.detail-blocks h2{font-size:26px}.detail-blocks p{font-size:14px;line-height:1.95}.block-index{font-size:9px}.detail-blocks article{gap:14px}.readiness-section{max-width:calc(100% - 42px);margin-block:20px;padding:24px}.readiness-section h2{font-size:28px}.readiness-section li{font-size:13px}.request-builder{padding:25px 18px}.request-builder h2{font-size:30px}.request-preview{padding:22px 17px}.worksheet-card h2{font-size:27px}.article-hero{padding-block:24px 35px}.article-hero h1{letter-spacing:-.04em;font-size:36px;line-height:1.15}.article-hero-grid>div:first-child>.eyebrow{margin-bottom:17px;font-size:9px}.article-hero p{margin-top:23px;font-size:15px;line-height:1.9}.article-hero-grid>.editorial-art{height:210px}.article-hero-grid .art-names{flex-direction:column;gap:8px;font-size:26px}.article-hero-grid .art-names>span:nth-child(2){transform:translate(15px)}.article-hero-grid .art-names>span:nth-child(3){transform:translate(-4px)}.article-byline{gap:10px;margin-top:25px;font-size:9px}.article-byline>span:last-child{width:100%;margin-top:-7px;padding-inline-start:39px;font-size:9px}.author-mark{width:28px;height:28px}.article-toc{gap:13px;padding-block:27px}.article-toc .eyebrow{font-size:9px}.article-toc>a{font-size:12px}.article-layout .guide-body{padding-top:30px}.article-keypoints{margin-bottom:35px;padding:23px}.article-keypoints li{font-size:12px;line-height:1.9}.article-keypoints>.eyebrow{font-size:9px}.article-section-heading{grid-template-columns:22px 1fr;gap:11px;margin-bottom:17px}.article-section-heading>span{margin-top:8px;font-size:9px}.article-layout .guide-body .article-section h2{font-size:26px;line-height:1.28}.article-layout .guide-body .article-section p{font-size:15px;line-height:1.95}.guide-body>.article-section{padding-bottom:30px}.guide-takeaway{margin-top:8px;padding:25px 23px}.guide-takeaway h2{font-size:28px}.guide-takeaway p{font-size:13px!important}.guide-takeaway .button,.source-notes li a{font-size:11px}.guide-body .source-notes p{font-size:12px}.article-next .editorial-grid,.related-reading>.editorial-grid{grid-template-columns:1fr}.article-next .section-heading h2{font-size:32px}.guide-related{gap:16px;font-size:12px}.operator-info p{font-size:15px;line-height:1.95}}[dir=rtl] .hero h1>span{letter-spacing:0;font-family:Tahoma,Arial,sans-serif;font-style:normal;line-height:1.35}[dir=rtl] h1,[dir=rtl] h2,[dir=rtl] h3{letter-spacing:0;line-height:1.45}[dir=rtl] .hero h1{font-size:62px;line-height:1.35}[dir=rtl] .article-hero h1{font-size:45px;line-height:1.5}[dir=rtl] .journal-intro h1{line-height:1.4}[dir=rtl] .editorial-card h3{font-size:23px;line-height:1.65}[dir=rtl] .editorial-card-featured h3{font-size:30px}[dir=rtl] .editorial-art,[dir=rtl] .payment-name{direction:ltr}[dir=rtl] .guide-meta{line-height:1.9}[dir=rtl] .brand{direction:ltr}[dir=rtl] .order-diagram{transform:rotate(1deg)}[dir=rtl] .order-diagram:before{transform:rotate(-3deg)}[lang=ko] h1,[lang=ko] h2,[lang=ko] h3{word-break:keep-all;overflow-wrap:anywhere}[lang=vi] .hero h1>span{font-family:Georgia,Times New Roman,serif}@media (max-width:800px){[dir=rtl] .hero h1{font-size:54px}[dir=rtl] .article-hero h1{font-size:41px}}@media (max-width:520px){[dir=rtl] .hero h1{font-size:41px}[dir=rtl] .article-hero h1{font-size:33px}[dir=rtl] .journal-intro h1{font-size:37px}[dir=rtl] .editorial-card-featured h3{font-size:27px}[dir=rtl] .section-heading h2{font-size:30px}}@media (prefers-reduced-motion:reduce){.editorial-card,.button{transition:none}.button:hover{transform:none}}@media print{.site-header,.site-footer,.floating-actions,.article-toc,.article-next,.contact-cta{display:none!important}body{height:auto!important;display:block!important;overflow:visible!important}#site-scroll{display:contents!important;overflow:visible!important}.container{max-width:100%;padding-inline:0}.article-layout,.article-hero-grid{display:block}.article-hero-grid>.editorial-art{display:none}.article-hero{background:#fff;padding-block:0 20px}.guide-body{max-width:100%!important}.article-keypoints,.guide-takeaway,.guide-body>.article-section{break-inside:avoid}.article-hero h1{font-size:34px}.article-layout .guide-body p{font-size:12px!important}}.journal-feature-label>h2{font:inherit;letter-spacing:inherit;text-transform:inherit;margin:0}.journal-feature-label>span:last-child{direction:ltr;unicode-bidi:isolate}.journal-method{max-width:760px;color:var(--body);margin-block:-12px 36px;font-size:13px;line-height:1.85}.article-layout .guide-body{min-width:0}.guide-deep-block{border-bottom:1px solid var(--line);margin-block:0 44px;padding-block:0 36px;scroll-margin-top:24px}.guide-deep-block>h2{overflow-wrap:anywhere;margin-bottom:24px;font-size:31px;line-height:1.25}.guide-deep-block>.eyebrow{color:var(--orange);margin-bottom:14px}.interpretation-note+.interpretation-note{margin-top:26px}.interpretation-note h3{letter-spacing:-.025em;margin-bottom:12px;font-size:20px;line-height:1.4}.guide-body .guide-deep-block p{margin-bottom:14px;font-size:16px;line-height:1.95}.source-reference{max-width:100%;color:var(--orange);text-underline-offset:4px;overflow-wrap:anywhere;padding-block:5px;font-size:11px;line-height:1.8;text-decoration:underline;display:inline-block}.guide-decision-scroll{border:1px solid var(--line);overscroll-behavior-inline:contain;border-radius:12px;max-width:100%;overflow-x:auto}.guide-decision-table{border-collapse:collapse;text-align:start;width:100%;min-width:540px;font-size:13px;line-height:1.75}.guide-decision-table th,.guide-decision-table td{text-align:start;vertical-align:top;border-bottom:1px solid var(--line);overflow-wrap:anywhere;width:33.333%;padding:18px}.guide-decision-table thead th{background:var(--ink);color:#fff;font-weight:600}.guide-decision-table tbody th{background:#edf0e850;font-weight:600}.guide-decision-table td{color:var(--body)}.guide-decision-table tbody tr:last-child>*{border-bottom:0}.guide-worked-example{border:1px solid var(--line);border-inline-start:3px solid var(--orange);background:#fffdf8;border-radius:0 12px 12px 0;padding:28px}[dir=rtl] .guide-worked-example{border-radius:12px 0 0 12px}.guide-body .guide-worked-example .example-disclosure{margin-top:-9px;margin-bottom:22px;font-size:11px;line-height:1.7}.guide-worked-example ol{margin-bottom:0;padding-inline-start:22px}.guide-worked-example li{color:var(--body);margin-block:12px;padding-inline-start:5px;font-size:15px;line-height:1.9}.guide-worked-example li::marker{color:var(--orange);font-weight:600}.guide-article-faq details{border-top:1px solid var(--line);padding-block:18px}.guide-article-faq summary{cursor:pointer;padding-inline-end:12px;font-size:16px;font-weight:500;line-height:1.65}.guide-body .guide-article-faq details p{margin-block:16px 0;font-size:15px}.guide-body .source-notes .source-checked{color:var(--ink);font-size:11px}@media (min-width:801px){.article-toc{overscroll-behavior:contain;max-height:calc(100dvh - 144px);padding-inline-end:14px;overflow-y:auto}}@media (max-width:520px){.journal-method{margin-block:0 28px;font-size:12px}.guide-deep-block{margin-bottom:30px;padding-bottom:28px}.guide-deep-block>h2{font-size:26px}.interpretation-note h3{font-size:19px}.guide-body .guide-deep-block p{font-size:15px}.guide-worked-example{padding:22px}.guide-decision-table th,.guide-decision-table td{padding:14px}.guide-worked-example li{font-size:14px}.guide-article-faq summary{font-size:15px}}@media print{.guide-decision-scroll{overflow:visible}.guide-decision-table{min-width:0;font-size:10px}.guide-deep-block>h2{font-size:22px}.guide-worked-example,.interpretation-note,.guide-article-faq details{break-inside:avoid}.guide-article-faq details>p{display:block}.source-reference{font-size:10px}}
.site-footer .footer-policy{border-top:1px solid #fff3;border-bottom:1px solid #fff3;grid-template-columns:minmax(220px,.85fr) minmax(0,1.8fr);gap:32px 70px;margin-top:56px;padding:32px 0;display:grid}.site-footer .footer-policy h3{color:#fff;letter-spacing:.02em;margin:0 0 10px;font-size:14px}.site-footer .footer-policy p{color:#d2ddd5;max-width:360px;margin:0;font-size:12px;line-height:1.75}.site-footer .footer-policy-links{grid-template-columns:repeat(2,minmax(0,1fr));align-content:center;gap:12px 26px;display:grid}.site-footer .footer-policy-links a{color:#fff;border-bottom:1px solid #ffffff26;justify-content:space-between;align-items:center;gap:12px;padding:11px 0;font-size:13px;text-decoration:none;display:flex}.site-footer .footer-policy-links a:hover{border-color:#fff}.site-footer .footer-policy-links a span{opacity:.7}@media (min-width:1001px){.desktop-nav{gap:clamp(10px,1.3vw,20px)}}@media (max-width:700px){.site-footer .footer-policy{grid-template-columns:1fr;gap:18px;margin-top:38px;padding:28px 0}.site-footer .footer-policy-links{grid-template-columns:1fr;gap:0}}.site-footer .footer-grid>div:not(.footer-brand) a{color:#d5e0d8}.site-footer .footer-grid>div:not(.footer-brand) a:hover{color:#fff}
.payplan-section{scroll-margin-top:110px}.payplan-heading h2{max-width:650px}.payplan-layout{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:stretch;gap:28px;display:grid}.payplan-controls{border:1px solid var(--line);background:var(--white);border-radius:22px;align-content:start;gap:28px;min-width:0;padding:32px;display:grid}.payplan-modes{border:0;min-width:0;margin:0;padding:0}.payplan-modes legend,.payplan-field>label{color:var(--ink);margin-bottom:13px;font-size:14px;font-weight:600;line-height:1.5;display:block}.payplan-mode-options{gap:10px;display:grid}.payplan-mode{border:1px solid var(--line);cursor:pointer;min-height:55px;color:var(--body);background:var(--paper);border-radius:12px;align-items:flex-start;gap:12px;padding:15px 17px;font-size:14px;line-height:1.5;transition:border-color .15s,background .15s;display:flex}.payplan-mode input{accent-color:var(--ink);flex:none;width:16px;height:16px;margin:4px 0 0}.payplan-mode-selected{border-color:var(--ink);background:var(--soft);color:var(--ink)}.payplan-mode:focus-within{outline:2px solid var(--orange);outline-offset:3px}.payplan-mode-hint,.payplan-hint{margin-top:12px;font-size:13px;line-height:1.7}.payplan-field{min-width:0}.payplan-field select{border:1px solid var(--line);background:var(--paper);width:100%;min-width:0;max-width:100%;min-height:54px;color:var(--ink);text-overflow:ellipsis;border-radius:10px;padding:13px 34px 13px 14px;font-size:14px;line-height:1.5;display:block}[dir=rtl] .payplan-field select{padding:13px 14px 13px 34px}.payplan-result{background:var(--ink);min-width:0;color:var(--paper);border-radius:22px;padding:34px}.payplan-result-header{border-bottom:1px solid #ffffff26;justify-content:space-between;align-items:flex-start;gap:18px;padding-bottom:24px;display:flex}.payplan-mode-tag{color:#edf1e9;border:1px solid #ffffff45;border-radius:8px;max-width:200px;padding:6px 10px;font-size:11px;line-height:1.5}.payplan-summary{margin:0}.payplan-summary>div{border-bottom:1px solid #ffffff26;padding-block:22px}.payplan-summary dt{color:#c8d8ce;margin-bottom:10px;font-size:12px;font-weight:600;line-height:1.6}.payplan-summary dd{color:var(--paper);overflow-wrap:anywhere;margin:0;font-size:15px;line-height:1.8}.payplan-checks{padding-top:24px}.payplan-checks h3{letter-spacing:-.02em;font-size:19px;line-height:1.4}.payplan-checks p{color:#d4e0d8;margin-top:12px;font-size:13px;line-height:1.8}.payplan-next{justify-content:space-between;align-items:center;gap:24px;margin-top:26px;display:flex}.payplan-next .button{flex-shrink:0;max-width:100%}.payplan-next .small-note{max-width:540px;margin:0;font-size:13px;line-height:1.7}@media (max-width:900px){.payplan-layout{grid-template-columns:1fr;gap:20px}.payplan-mode-options{grid-template-columns:repeat(2,minmax(0,1fr))}.payplan-next{align-items:flex-start}}@media (max-width:520px){.payplan-controls,.payplan-result{border-radius:16px;padding:24px 20px}.payplan-mode-options{grid-template-columns:1fr}.payplan-controls{gap:24px}.payplan-result-header{flex-direction:column;gap:12px}.payplan-next{flex-direction:column;gap:16px}.payplan-next .button{width:100%}.payplan-summary dd{font-size:14px}.payplan-field select{font-size:13px}.payplan-mode{padding:14px}.payplan-summary>div{padding-block:19px}}@media (prefers-reduced-motion:reduce){.payplan-mode{transition:none}}
.service-all-link{margin-top:30px}.service-overview-hero h1{max-width:940px}.service-finder{padding-top:64px}.service-finder .section-heading{max-width:750px}.service-finder .section-heading p{margin-top:20px}.finder-layout{grid-template-columns:1fr 1.1fr;align-items:start;gap:32px;display:grid}.finder-options{border:0;min-width:0;margin:0;padding:0}.finder-options legend{margin-bottom:18px;font-size:14px;font-weight:600}.finder-options label{border:1px solid var(--line);background:var(--white);cursor:pointer;border-radius:10px;align-items:center;gap:15px;margin-bottom:10px;padding:17px 20px;font-size:14px;line-height:1.6;display:flex}.finder-options label.is-selected{background:#e9eee2;border-color:#94ac94}.finder-options input{width:17px;height:17px;accent-color:var(--ink);flex-shrink:0;margin:0}.finder-result{background:var(--ink);color:var(--paper);border-radius:16px;margin-top:40px;padding:40px}.finder-result .eyebrow{color:#d9b39c}.finder-result h3{letter-spacing:-.04em;margin-block:25px 20px;font-size:36px}.finder-result>p{color:#d2dcd2;font-size:15px;line-height:1.9}.finder-actions{flex-direction:column;align-items:flex-start;gap:25px;margin-top:27px;display:flex}.finder-actions .text-link{color:var(--paper);border-color:#91a593}.finder-actions .button{background:var(--paper);color:var(--ink)}.finder-result>.small-note{color:#b7c8b8;margin-top:25px;font-size:11px}.service-directory{border-top:1px solid var(--line)}.service-directory-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;display:grid}.service-directory-grid article{border:1px solid var(--line);background:#fff;border-radius:14px;flex-direction:column;align-items:flex-start;padding:35px;display:flex}.service-directory-grid article:last-child{grid-column:1/-1;max-width:100%}.service-directory-grid article>.eyebrow{color:var(--orange);margin-bottom:22px;font-family:monospace}.service-directory-grid h3{font-size:30px}.service-directory-grid h3 a:hover{color:var(--orange)}.service-directory-grid p{max-width:600px;margin-top:18px;font-size:14px;line-height:1.85}.service-directory-grid ul{color:var(--body);margin-block:24px;padding-inline-start:18px;font-size:13px;line-height:1.8}.service-directory-grid li+li{margin-top:10px}.service-directory-grid .text-link{margin-top:auto}.service-handover{grid-template-columns:1.2fr 1fr;align-items:start;gap:70px;padding-top:45px;display:grid}.handover-pack{background:#edf1e7;border:1px solid #d8e1cf;border-radius:14px;padding:36px}.handover-pack h2{margin-top:20px;font-size:33px}.handover-pack>p,.handover-question>p{margin-top:20px;font-size:14px;line-height:1.9}.handover-pack ol{margin:25px 0;padding:0;list-style:none}.handover-pack li{border-top:1px solid #cdd9c5;gap:17px;padding-block:15px;font-size:14px;display:flex}.handover-pack li span{opacity:.6;font:10px/2 monospace}.handover-next{flex-wrap:wrap;align-items:center;gap:20px;padding-top:15px;display:flex}.handover-next>span{color:var(--body);width:100%;font-size:11px}.handover-question{padding-top:30px}.handover-question>.eyebrow{color:var(--orange)}.handover-question h3{margin-top:25px;font-size:30px;line-height:1.3}.handover-question .text-link{margin-top:25px;display:inline-block}.tools-budget-link{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:40px;padding-block:48px;display:flex}.tools-budget-link h2{margin-block:16px;font-size:35px}.tools-budget-link p{max-width:660px;font-size:14px}.tools-budget-link .button{flex-shrink:0}.cost-planner-section{background:#edf0e7}.cost-planner{grid-template-columns:minmax(0,1.65fr) minmax(290px,1fr);align-items:start;gap:25px;display:grid}.cost-entry,.budget-result{background:#fffef9;border:1px solid #d6dfce;border-radius:14px;min-width:0;padding:28px}.cost-currency{align-items:center;gap:20px;margin-bottom:17px;display:flex}.cost-currency label{font-size:14px;font-weight:600}.cost-entry select,.cost-entry input{font:inherit;color:var(--ink);background:#fff;border:1px solid #c5d1bf;border-radius:7px;width:100%;min-width:0;min-height:46px;padding:10px}.cost-currency select{width:115px}.cost-entry>.small-note{font-size:11px;line-height:1.8}.budget-format{margin-top:13px}.budget-column-labels{color:var(--body);grid-template-columns:1fr 1fr 1fr;gap:14px;padding:30px 0 12px;font-size:10px;display:grid}.budget-line{border-top:1px solid var(--line);grid-template-columns:1fr 1fr 1fr;align-items:center;gap:14px;padding-block:16px;display:grid}.budget-line .budget-item{font-size:13px;line-height:1.7}.budget-line select,.budget-line input{font-size:12px}.budget-line label{min-width:0}.budget-line input:disabled{color:#7a8877;background:#f3f4ee;border-color:#e3e8dc}.budget-line input::placeholder{opacity:.8;font-size:10px}.budget-line input[aria-invalid=true]{background:#fff5ef;border-color:#ac371a}.budget-error{color:#a02d17;grid-column:2/-1;font-size:11px;line-height:1.7}.budget-included{border-top:1px solid var(--line);padding-top:24px}.budget-result{background:#f7f9f1;padding:30px;position:sticky;top:112px}.budget-result>.eyebrow{color:var(--orange);font-size:9px}.budget-total{letter-spacing:-.05em;overflow-wrap:anywhere;margin-block:20px 28px;font-size:clamp(26px,2.6vw,40px);font-weight:500}.budget-result dl{margin:0 0 25px}.budget-result dl>div{border-top:1px solid var(--line);justify-content:space-between;align-items:baseline;gap:20px;padding-block:13px;font-size:12px;display:flex}.budget-result dt{color:var(--body)}.budget-result dd{text-align:end;white-space:nowrap;margin:0}.budget-result>p{font-size:13px;line-height:1.85}.budget-result>.small-note{margin-top:16px;font-size:11px;line-height:1.8}.budget-actions{flex-wrap:wrap;align-items:flex-start;gap:20px;margin-top:25px;display:flex}.budget-actions>.button{white-space:normal;width:100%;font-size:12px}.budget-actions>.text-button{font-size:11px}.budget-text{margin-top:20px;font-size:12px}.budget-text summary{cursor:pointer;border-top:1px solid var(--line);padding-block:12px}.budget-text pre{white-space:pre-wrap;overflow-wrap:anywhere;background:#fff;border-radius:8px;max-height:350px;margin:10px 0 20px;padding:15px;font-family:inherit;font-size:11px;line-height:1.9;overflow:auto}.budget-result>.text-link{margin-top:25px;display:inline-block}.cost-planner-section{scroll-margin-top:110px}.finder-options label:focus-within{outline:2px solid var(--orange);outline-offset:3px}@media (max-width:1050px){.cost-planner{grid-template-columns:1.5fr 1fr;gap:18px}.cost-entry,.budget-result{padding:23px}.budget-line,.budget-column-labels{gap:9px}.service-handover{gap:40px}.finder-result{padding:32px}}@media (max-width:800px){.finder-layout,.service-handover,.cost-planner{grid-template-columns:1fr}.finder-result{margin-top:0}.finder-actions{flex-flow:wrap;align-items:center}.finder-result h3{font-size:32px}.service-finder{padding-top:42px}.service-directory-grid{grid-template-columns:1fr}.service-handover{gap:20px;padding-top:25px}.handover-question{padding:25px 7px}.budget-result{position:static}.tools-budget-link{flex-direction:column;align-items:flex-start;gap:25px}.cost-planner-section .section-heading h2{max-width:650px}.budget-total{font-size:38px}.budget-actions>.button{width:auto}.budget-column-labels,.budget-line{grid-template-columns:1.1fr 1fr 1fr}}@media (max-width:520px){.finder-options label{padding:15px;font-size:12px}.finder-options legend{font-size:13px}.finder-result{padding:28px 24px}.finder-result h3{font-size:29px}.finder-result>p{font-size:14px}.finder-actions{flex-direction:column;align-items:flex-start}.service-directory-grid article,.handover-pack{padding:27px 24px}.service-directory-grid h3,.handover-pack h2,.handover-question h3{font-size:28px}.handover-pack li{font-size:13px}.handover-next{gap:16px}.cost-entry,.budget-result{padding:23px 18px}.budget-column-labels{display:none}.budget-lines{margin-top:25px}.budget-line{grid-template-columns:1fr 1fr;gap:10px;padding-block:19px}.budget-item{grid-column:1/-1;margin-bottom:3px;font-weight:600}.budget-error{grid-column:1/-1}.budget-line select,.budget-line input{min-height:47px;font-size:11px}.budget-total{font-size:34px}.budget-result dl>div{font-size:11px}.budget-actions{gap:18px}.budget-actions>.button{width:100%}.tools-budget-link h2{font-size:29px}.service-directory .section-heading h2{font-size:36px}}@media print{.finder-options,.finder-actions,.budget-actions,.budget-text{display:none}.finder-layout,.cost-planner,.service-handover{display:block}.budget-result{break-inside:avoid;position:static}.cost-entry,.budget-result{padding:15px}.service-handover,.cost-planner-section{padding-block:20px}}